Whether you are leasing, financing, or have full ownership of your vehicle, ensuring adequate coverage is a fundamental step in safeguarding yourself and your loved ones. At Alkhaleej Takaful Insurance, our mission is to guide you towards the optimal motor insurance solution, meticulously tailored to your unique needs. Our commitment revolves around delivering a seamless integration of personalized coverage, unparalleled service quality, and equitable pricing, ensuring your comprehensive protection on the road.
Curious About Our Motor Insurance?
AlKhaleej Takaful Insurance (AKTI) Has Two Main Options For You
Whether you are leasing, financing, or have full ownership of your vehicle, ensuring adequate coverage is a fundamental step in safeguarding yourself and your loved ones. At Alkhaleej Takaful Insurance, our mission is to guide you towards the optimal motor insurance solution, meticulously tailored to your unique needs. Our commitment revolves around delivering a seamless integration of personalized coverage, unparalleled service quality, and equitable pricing, ensuring your comprehensive protection on the road.
Benefits like free agency repairs, no deductible for up to 5 years, coverage for all passengers, and more.
24/7 roadside assistance and free car replacement for up to 3 days.
Covers physical damage, theft, fire, and more (terms and conditions apply).
Safeguards you in case your car causes harm to someone or their property.
Doesn't cover your car's damage but demonstrates responsibility in accidents.
AKTI offers Comprehensive and Third Party solutions for the vehicle fleets owned by our esteemed corporate customers.
TPL+ gives you everything in our standard TPL plan — plus essentials that protect you and your vehicle when an accident is your fault.
Coverage summary
The plan covers damages caused to a third party in the event of an accident where you are at fault, with these key features:
Unlimited Third-Party Liability — full protection against claims from other parties.
Passengers Cover — coverage for passengers in your vehicle.
Own Damage Liability (limited to QAR 5,000) — partial cover for damage to your own vehicle, which standard third party does not include.
24/7 Roadside Assistance .
Replacement Vehicle (Small) — 5 days.
Comprehensive Plus is our top-tier motor cover — every benefit of our Comprehensive plan, with two premium upgrades that keep your vehicle looking and performing like new.
overage summary
The plan covers damages caused to a third party and your vehicle in the event of an accident, with these key features:
Unlimited Third-Party Liability — full protection against claims from other parties.
Own Damage Liability — full cover for damage to your own vehicle.
Agency Repair — repairs at the manufacturer's authorized agency.
Unknown Damage — cover for damage where the cause cannot be identified.
Zero Depreciation — no deduction for parts depreciation at claim time.
GAP Insurance — New Vehicle (Vehicle Value) — bridges the gap between market value and replacement cost.
24/7 Roadside Assistance — round-the-clock help on the road.
No-Claim Discount—rewards for claim-free years.
Installment Payment — flexible premium payment options.
Replacement Vehicle (Small Car) — 5 days — stay mobile during repairs.
Paint Protection — exclusive to Plus: covers paintwork damage and refinishing.
Off-Road Cover — exclusive to Plus: protection when driving off paved roads (desert, dunes, etc.).
Need to file a motor claim? We're here to assist you. To begin, please prepare these documents: Estimara Copy Driving License Copy Metrash Accident Report Message Once ready, send them to our dedicated claims' team WhatsApp number: 70801616. We'll handle the rest, ensuring a seamless claims process.
Alkhaleej Takaful Insurance is keen to offer hassle-free inspections with high service standards to ensure quick and fair settlement of claims to our valued customers.
Step 1:Obtain a Police Report
Register the damage caused to the insured vehicle at the Traffic Police Department and obtain a valid Police Report.
The Police Report can be downloaded from HERE
STEP 2: Register a claim
You will need to submit the following documents along with the claim form duly signed by the insured.
Valid police report.
Copy of Insurance policy for the insured vehicle.
Copy of valid driving license driving the vehicle.
Copy of ownership book and road permit for the non-blamed party.
STEP 3: Survey and Claim Settlement
If the vehicle is drivable then bring it to our office location for survey, or in case it is not drivable anymore then we recommend getting it towed to avoid any further damage
A surveyor assesses the loss, designates a garage for repair, issues repair order, (vehicle will be delivered after repair), receives repair invoices with supporting documents, matches repair order details and finally issues credit note for settlement.
Upon completion of repair at the designated garage Alkhaleej Takaful Group makes the payment of the loss directly to the garage. You will only have to pay the excess as mentioned in the policy and the depreciation value, salvage etc. as informed by the surveyor.
